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Great news for traders as well as investors......mobile trading or oongli trading will be soon launched by the SEBI in the early part of october.....with this now traders can do trading in their mobile handset...... complete story here http://www.dnaindia.com/money/report_oongli-trading-karna-hai_1436612     Its a good news for all the investors.Most of the time we lose money as we are not able to access over brokers website. Now we can trade using our handsets. So it will be fun trading

Having a trading routine is essential. It doesn’t even have to include a lot of steps, just as long as you have a routine in place which allows you to gauge market strength or weakness and formulate some trading ideas to capitalize on your market view. Doing your homework for the trading day doesn’t make you a nerd.Doing my homework includes screening for chart patterns, staying aware of scheduled news events (Board meetings, earnings, economic releases, etc.), and monitoring my trading performance in case my trading strategy needs an adjustment. Staying on top of these things gives me a game plan for my trading each day. I get a feel for the market by seeing how many stocks or sectors are strong, weak, or just flat. It lets me feel prepared, knowing that I’m starting the day with more confidence than had I just walked into my office and started buying and selling stocks randomly. While I cannot predict what the market will do, I can certainly outline a plan of trading actions to imple...

1. Decide yourself : Read and listen about stock market tips and advice. But do your own research about stock and its business before buying shares. Think twice before buying hot stocks. 2. Don’t get panic: This is the most significant point. If you are a long term investor and invested in fundamentally sound companies, your money will give very good returns. Don’t exit your holdings and accumulate more if you have money. But don’t expect quick returns over short term. 3. Oil will cool down: Even though demand is more than supply, current crude oil price rise defied logic. Any rise due to speculation is unsustainable. Oil may rise to $160-170 levels over short term but will return to below $120 levels within 2-3 months. Global slowdown in economy will decrease the demand. 4. Don’t overestimate crisis: Don’t concentrate on negative triggers only. If you analyse the situation, one can find positive things like reasonable growth in economy and better than expected results by select com...

Arbitrage funds are essentially equity funds that aim to provide capital appreciation and income through arbitrage opportunities that exist between the spot market and derivative market. It is important for investors to know that though these are termed as equity funds, they are suitable for those investors who are looking to get better and tax efficient returns compared to debt funds. That’s possible because these are market neutral funds and enjoy the tax benefits of an equity fund i.e. tax free dividends and zero tax on long term capital gains. Being an equity funds for the tax purposes, even the fund is not required to pay any dividend distribution tax. However, for investors in arbitrage funds that invest less than 65% in equities, the applicable tax rules will be that of debt funds. On the negative side, these funds at times might struggle to find enough arbitrage opportunities in the market. Arbitrage Funds - Smart way to improve your returnsThe table below clearly highlights th...

Fixed Maturity Plans (FMPs) invest in various types of debt instruments such as corporate bonds, debentures, government securities, commercial papers, call money, etc. The key point in the investment strategy followed by these plans is that investments are made in instruments whose maturity will coincide with a specific time period indicated in advance by the mutual fund. As a result, FMPs carry least interest rate risk. In other words, the objective is to lock-in the investments at a specified rate of return thereby immunizing the scheme against market fluctuations. Why FMPs are more lucrative than Bank FDs?FMPs have maturities ranging from one month to two years or even more. Therefore, investors who are sure about the time periods for which they can keep the money invested, FMPs are an ideal option as they offer not only predictable returns but also are tax efficient than bank deposits. The key, however, is to select an appropriate option i.e. dividend or growth. For an investor who...

Short as well as Medium term debt funds aim to generate income and capital appreciation through a portfolio of debt as well as money market instruments. Short term debt funds however are less volatile compared to medium term debt funds as they have relatively lower average maturity of the portfolio. Besides, short term debt funds have a favourable risk return profile as they have lower standard deviation compared to medium term debt funds. These funds are appropriate for investors who have short term investment horizon and look for an option that is less volatile but has the potential to perform better than liquid or floating rate funds. Medium term debt funds or Income funds, as they are popularly known, invest in corporate and sovereign debt with maturities ranging from 2 to 5 years. While these funds have the potential to give better returns compared to liquid or short term debt funds, they can be much more volatile during changing interest rate scenario.

Floating rate funds invest in instruments whose interest rate changes as per the market condition. Simply put, in a floating rate instrument, the coupon rate is not fixed. Instead, it is benchmarked against a market driven rate like Mumbai Interbank Offered Rate (MIBOR). As the coupon rate is adjusted to the benchmark rate, the NAVs of these funds do not react much to the changes in the interest rate environment. Floating rate funds can also be good options in a scenario where the interest rates are expected to rise. Besides, they are more tax efficient than liquid funds. Floating rate funds are ideal for investors looking to park short term funds and that too without any risk of losing capital due to interest rate volatility.

Liquid funds seek to maximize current income commensurate with low levels of risk and high liquidity. These funds primarily invest in low duration and liquid investments like money market as well as debt instruments. Liquid funds are ideal for investors looking to park their short term funds yielding higher post tax returns compared to banks and well as for those looking for current income and preservation of capital. These funds, however, in the recent times have lost their sheen due to higher dividend distribution tax compared to other category of debt funds. Liquid funds currently pay a dividend distribution tax of 28.33% for all categories of investors as compared to 14.16% for individual investors and 22.66% for corporate investors in other debt funds. Another variant of liquid funds is Liquid Plus funds. These funds are positioned between short term debt funds and liquid funds and are more tax efficient compared to liquid funds.

All of us want our money to grow but not many of us give much thought to taxes while making investments. The fact that millions in our country still rely on traditional instruments like bank deposits and small savings schemes to invest their money testifies this point. These instruments not only give low returns but also are fully taxable. Clearly, the main attraction is the “safety” provided by these instruments. Though, it is quite natural to be concerned about the safety of one’s hard earned money, by giving too much importance to this aspect we do not allow our savings to grow at a meaningful rate. While tax efficiency alone should not drive the investment strategy, it can make a substantial difference to your portfolio’s ultimate size. In other words, tax efficiency has to be an essential element of any investment plan along with portfolio mix, investment philosophy and management. While paying taxes when necessary is understandable, paying more taxes than necessary is not! The ul...

Some people suggest high risk investments and watch them all day. Others say that simply buying good quality mutual funds and hanging onto them for a long time is the best option.One of the deciding factors for you in developing your investment strategy should be the amount of time that you are willing to spend on monitoring your investments. There is nothing wrong with investing in high-risk investments if you have the time to spend researching, analyzing, and monitoring the price movement. There's also nothing wrong with the "buy and hold" method, if you do not have the time to spend on watching your investments. The people who have been very successful in investing are able to match their investment style with the amount of time they can spend on investing.

The people who have lost everything on the stock market were not careful at managing their money. The stock market is not a gamble, if you're careful. But you need to be careful in what you buy and how much you buy. You can decide what is right to buy based on the amount of time you want to spend in the market. Knowing how much to buy is another issue. Don't put more into your higher risk stocks than you're willing to lose! You may find greater safety in buying mutual funds or bonds and if you have money you don't want to see disappear, those are probably good options for you. If you are sitting on your children's education fund, you probably do not want to be sinking that in stocks that could potentially gain or lose as much as 50% in a day! Knowing how much time you have to spend on your portfolio and how much you are willing to risk are two strategies that can help you make wise financial decisions when it comes to investing.